You Can Own A Home

We Can Help

It’s tough trying to buy a home. Not only do you have to find the right home for you and your family, but you have to qualify for a loan. And maybe you have some kinks in your credit that make the whole process seem impossible. Renting-To-Own Gives You the Time You Need to Buy A Home While You Enjoy the Benefits of Living in the Home.

We have Property Owners who understand the challenges when it comes to buying a home. Both you and the Owner are actually in the same boat: The Owner wants to sell their home and you want to Buy a home. We specialize in making a Win-Win situation for both you and the Owner. And we’ve been doing this long before Rent-to-Own became popular.

General highlights of our Rent-To-Own program (every Owner & home is different):

• You lock in the price & terms for 18-24 months (or more possibly).
• 100% of your Option down payment/option fee goes towards the Option price of the home.
• Owners are typically looking for anywhere from 3-7% of the locked-in Option price for the Option down payment.
• The more you have available to put down, the more flexible the Owner can be.
• Challenged Credit is Okay for Rent-To-Own! Please check out our detailed Credit Repair page at www.sierrascenichomes.com/credit-repair.  Ask us how we can get your credit repair expense to be added as part of your Option down payment!

• We encourage client to have available at least $5,000 for City properties and $7,500 for County properties at a MINIMUM.  Higher option price homes may have even higher requirements.  It’s not that owners won’t work or be flexible with less necessarily, it’s just likely you’ll be competing with others who have at least those amounts to provide for the Option down payment.
• Your Option down payment/Option fee can come from any source including: gift money, 401k, pension/retirement, etc.  You can even pledge your tax refund!